/* ==========================================================================
   Exact Visa Solutions — design system
   Navy sampled from logo: #243555. Accent (proposed, pending Jack's
   approval): warm amber #E8A33D. All combinations checked for WCAG 2.1 AA.
   ========================================================================== */

:root {
  --navy: #243555;          /* brand navy (logo) */
  --navy-deep: #1a2840;     /* footer / hero depth */
  --navy-tint: #f2f5f9;     /* alternate section background */
  --navy-soft: #51678f;     /* muted blue for secondary text on white */
  --amber: #e8a33d;         /* CTA accent */
  --amber-dark: #c9882a;    /* CTA hover */
  --ink: #252d3a;           /* body text on white */
  --ink-muted: #5a6474;     /* secondary text on white */
  --line: #dde4ee;
  --white: #ffffff;

  --font: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
          "Helvetica Neue", Arial, sans-serif;

  --container: 1140px;
  --radius: 10px;
  --shadow: 0 10px 30px rgba(26, 40, 64, 0.10);
  --shadow-soft: 0 4px 14px rgba(26, 40, 64, 0.07);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: var(--navy); }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- type scale ---------- */

h1, h2, h3, h4 {
  color: var(--navy);
  line-height: 1.18;
  font-weight: 800;
  letter-spacing: -0.01em;
}

h1 { font-size: clamp(2.1rem, 4.5vw, 3.3rem); }
h2 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
h3 { font-size: 1.25rem; }

.eyebrow {
  display: block;
  text-transform: uppercase;
  letter-spacing: 0.22em;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--amber-dark);
  margin-bottom: 14px;
}

.lead { font-size: 1.15rem; color: var(--ink-muted); }

/* ---------- buttons ---------- */

.btn {
  display: inline-block;
  padding: 15px 32px;
  border-radius: 6px;
  font-weight: 800;
  font-size: 1rem;
  text-decoration: none;
  border: 2px solid transparent;
  cursor: pointer;
  transition: background 0.18s, color 0.18s, border-color 0.18s, transform 0.18s;
}

.btn-primary {
  background: var(--amber);
  color: var(--navy-deep);
}
.btn-primary:hover { background: var(--amber-dark); transform: translateY(-1px); }

.btn-outline-light {
  border-color: rgba(255, 255, 255, 0.65);
  color: var(--white);
  background: transparent;
}
.btn-outline-light:hover { border-color: var(--white); background: rgba(255,255,255,0.08); }

.btn-outline-navy {
  border-color: var(--navy);
  color: var(--navy);
  background: transparent;
}
.btn-outline-navy:hover { background: var(--navy); color: var(--white); }

/* ---------- utility bar ---------- */

.utility-bar {
  background: var(--navy-deep);
  color: #c8d3e6;
  font-size: 0.82rem;
  font-weight: 600;
}

.utility-bar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  min-height: 38px;
  flex-wrap: wrap;
  padding-top: 4px;
  padding-bottom: 4px;
}

.utility-bar a { color: #c8d3e6; text-decoration: none; }
.utility-bar a:hover { color: var(--white); }

.utility-meta {
  display: flex;
  gap: 18px;
  align-items: center;
  flex-wrap: wrap;
}

.lang-switch {
  display: flex;
  border: 1px solid rgba(255, 255, 255, 0.35);
  border-radius: 4px;
  overflow: hidden;
}

.lang-switch a, .lang-switch span {
  padding: 2px 10px;
  text-decoration: none;
  color: #c8d3e6;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.lang-switch .active {
  background: var(--amber);
  color: var(--navy-deep);
}

/* ---------- header ---------- */

.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 60;
}

.site-header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 78px;
}

.logo-link { display: flex; align-items: center; }
.logo-link img { height: 44px; width: auto; }

.main-nav { display: flex; align-items: center; gap: 22px; }

.main-nav a {
  text-decoration: none;
  color: var(--navy);
  font-weight: 700;
  font-size: 0.95rem;
  padding: 6px 0;
  border-bottom: 2px solid transparent;
  white-space: nowrap;
}

.main-nav a:hover { border-bottom-color: var(--amber); }
.main-nav a.current { border-bottom-color: var(--amber); }

.main-nav .btn { padding: 11px 22px; font-size: 0.92rem; }

.nav-toggle {
  display: none;
  background: none;
  border: 0;
  width: 44px;
  height: 44px;
  cursor: pointer;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
}

.nav-toggle span {
  display: block;
  width: 24px;
  height: 2.5px;
  background: var(--navy);
  border-radius: 2px;
  transition: transform 0.2s, opacity 0.2s;
}

/* ---------- hero ---------- */

.hero {
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-deep) 75%);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.hero::after {
  /* compass watermark */
  content: "";
  position: absolute;
  right: -120px;
  top: 50%;
  transform: translateY(-50%);
  width: 560px;
  height: 560px;
  background: url("../img/logo-mark-white.svg") no-repeat center / contain;
  opacity: 0.07;
  pointer-events: none;
}

.hero .container {
  position: relative;
  z-index: 1;
  padding-top: 96px;
  padding-bottom: 96px;
  max-width: 920px;
  margin-left: auto;
  margin-right: auto;
}

.hero h1 { color: var(--white); margin-bottom: 20px; max-width: 16em; }

.hero .eyebrow { color: var(--amber); }

.hero p {
  font-size: 1.18rem;
  color: #cdd8ea;
  max-width: 38em;
  margin-bottom: 36px;
}

.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-marn {
  margin-top: 42px;
  font-size: 0.85rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #93a5c4;
  font-weight: 700;
}

/* page hero (inner pages) */

.page-hero {
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-deep) 80%);
  color: var(--white);
}

.page-hero .container { padding-top: 64px; padding-bottom: 64px; }
.page-hero h1 { color: var(--white); margin-bottom: 12px; }
.page-hero p { color: #cdd8ea; font-size: 1.12rem; max-width: 42em; }
.page-hero .eyebrow { color: var(--amber); }

/* ---------- sections ---------- */

.section { padding: 84px 0; }
.section-tint { background: var(--navy-tint); }
.section-navy { background: var(--navy-deep); color: var(--white); }
.section-navy h2 { color: var(--white); }

.section-head { max-width: 640px; margin-bottom: 48px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head p { color: var(--ink-muted); margin-top: 12px; font-size: 1.08rem; }
.section-navy .section-head p { color: #c2cee2; }

/* ---------- cards grid ---------- */

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 34px 30px;
  text-decoration: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  box-shadow: var(--shadow-soft);
  transition: transform 0.18s, box-shadow 0.18s, border-color 0.18s;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: var(--navy-soft);
}

.card-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--navy-tint);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.45rem;
  margin-bottom: 6px;
}

.card h3 { margin: 0; }
.card p { color: var(--ink-muted); font-size: 0.97rem; flex-grow: 1; }

.card-link {
  font-weight: 800;
  color: var(--amber-dark);
  font-size: 0.92rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

/* ---------- trust band ---------- */

.trust-band { background: var(--navy); color: var(--white); padding: 60px 0; }

.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  text-align: center;
}

.trust-item strong {
  display: block;
  font-size: 1.25rem;
  font-weight: 800;
  margin-bottom: 6px;
  color: var(--amber);
  letter-spacing: 0.02em;
}

.trust-item span { color: #c2cee2; font-size: 0.95rem; }

/* ---------- process steps ---------- */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 26px;
  counter-reset: step;
}

.step {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 26px;
  position: relative;
  box-shadow: var(--shadow-soft);
}

.step-num {
  display: inline-flex;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--amber);
  font-weight: 800;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
  margin-bottom: 16px;
}

.step h3 { font-size: 1.08rem; margin-bottom: 8px; }
.step p { color: var(--ink-muted); font-size: 0.94rem; }

/* vertical steps (process page) */

.steps-vertical { display: grid; gap: 22px; max-width: 760px; }

.step-row {
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-soft);
}

.step-row h3 { margin-bottom: 6px; }
.step-row p { color: var(--ink-muted); font-size: 0.98rem; }

/* ---------- FAQ accordion ---------- */

.faq-list { max-width: 800px; margin: 0 auto; display: grid; gap: 14px; }

.faq-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
}

.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 20px 56px 20px 24px;
  font-weight: 800;
  color: var(--navy);
  position: relative;
  font-size: 1.02rem;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-item summary::after {
  content: "+";
  position: absolute;
  right: 22px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 1.5rem;
  font-weight: 400;
  color: var(--amber-dark);
  transition: transform 0.2s;
}

.faq-item[open] summary::after { content: "−"; }

.faq-item .faq-body { padding: 0 24px 22px; color: var(--ink-muted); font-size: 0.98rem; }
.faq-item .faq-body p + p { margin-top: 10px; }

/* ---------- CTA band ---------- */

.cta-band {
  background: linear-gradient(140deg, var(--navy) 0%, var(--navy-deep) 80%);
  color: var(--white);
  text-align: center;
}

.cta-band .container { padding-top: 80px; padding-bottom: 80px; max-width: 760px; }
.cta-band h2 { color: var(--white); margin-bottom: 14px; }
.cta-band p { color: #cdd8ea; margin-bottom: 32px; font-size: 1.1rem; }

/* ---------- content / prose pages ---------- */

.prose { max-width: 760px; }
.prose h2 { margin: 42px 0 14px; font-size: 1.5rem; }
.prose h3 { margin: 28px 0 10px; }
.prose p { margin-bottom: 16px; }
.prose ul, .prose ol { margin: 0 0 16px 22px; }
.prose li { margin-bottom: 8px; }
.prose .lead { margin-bottom: 24px; }

.notice {
  background: var(--navy-tint);
  border-left: 4px solid var(--amber);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 20px 24px;
  margin: 26px 0;
  font-size: 0.95rem;
  color: var(--ink);
}

/* two-column with aside */

.split {
  display: grid;
  grid-template-columns: 1.6fr 1fr;
  gap: 56px;
  align-items: start;
}

.aside-card {
  background: var(--navy-tint);
  border-radius: var(--radius);
  padding: 32px 28px;
  position: sticky;
  top: 110px;
}

.aside-card h3 { margin-bottom: 12px; }
.aside-card p { font-size: 0.95rem; color: var(--ink-muted); margin-bottom: 16px; }
.aside-card .btn { width: 100%; text-align: center; }

.aside-card ul { list-style: none; margin-top: 14px; }
.aside-card li {
  padding: 9px 0 9px 28px;
  position: relative;
  font-size: 0.93rem;
  border-bottom: 1px solid var(--line);
}
.aside-card li:last-child { border-bottom: 0; }
.aside-card li::before {
  content: "✓";
  position: absolute;
  left: 2px;
  color: var(--amber-dark);
  font-weight: 800;
}

/* ---------- service blocks ---------- */

.service-block {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 40px 38px;
  margin-bottom: 28px;
  box-shadow: var(--shadow-soft);
  background: var(--white);
}

.service-block h2 { margin-bottom: 12px; }
.service-block p { color: var(--ink-muted); margin-bottom: 14px; }
.service-block ul { margin: 0 0 18px 22px; color: var(--ink-muted); }
.service-block li { margin-bottom: 7px; }

/* ---------- forms ---------- */

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.form-grid .full { grid-column: 1 / -1; }

label {
  display: block;
  font-weight: 700;
  font-size: 0.9rem;
  margin-bottom: 7px;
  color: var(--navy);
}

input, select, textarea {
  width: 100%;
  padding: 13px 14px;
  border: 1.5px solid var(--line);
  border-radius: 6px;
  font-family: var(--font);
  font-size: 1rem;
  color: var(--ink);
  background: var(--white);
}

input:focus, select:focus, textarea:focus {
  outline: 2px solid var(--navy);
  outline-offset: 1px;
  border-color: var(--navy);
}

textarea { min-height: 140px; resize: vertical; }

.form-note { font-size: 0.85rem; color: var(--ink-muted); margin-top: 14px; }

.form-success {
  display: none;
  background: #eaf6ee;
  border: 1px solid #bedfc8;
  color: #1e5b34;
  border-radius: var(--radius);
  padding: 22px 24px;
  font-weight: 600;
  margin-top: 18px;
}

.form-error {
  display: none;
  background: #fbeaea;
  border: 1px solid #e5b8b8;
  color: #7a1f1f;
  border-radius: var(--radius);
  padding: 22px 24px;
  font-weight: 600;
  margin-top: 18px;
}

/* contact info list */

.contact-list { list-style: none; display: grid; gap: 14px; margin-top: 22px; }
.contact-list li { display: flex; gap: 12px; align-items: baseline; }
.aside-card .contact-list li { padding-left: 0; }
.aside-card .contact-list li::before { content: none; }
.contact-list .ico { color: var(--amber-dark); font-weight: 800; min-width: 22px; }
.contact-list a { color: var(--navy); font-weight: 700; text-decoration: none; }
.contact-list a:hover { text-decoration: underline; }

/* ---------- footer ---------- */

.site-footer {
  background: var(--navy-deep);
  color: #b9c6dd;
  font-size: 0.93rem;
}

.footer-main .container {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 44px;
  padding-top: 64px;
  padding-bottom: 48px;
}

.footer-logo img {
  height: 40px;
  width: auto;
  opacity: 0.92;
  margin-bottom: 18px;
}

.footer-main h4 {
  color: var(--white);
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  margin-bottom: 16px;
}

.footer-main ul { list-style: none; display: grid; gap: 9px; }
.footer-main a { color: #b9c6dd; text-decoration: none; }
.footer-main a:hover { color: var(--white); }

.footer-marn {
  font-size: 0.86rem;
  line-height: 1.7;
}

.footer-bottom { border-top: 1px solid rgba(255, 255, 255, 0.12); }

.footer-bottom .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  padding-top: 18px;
  padding-bottom: 18px;
  font-size: 0.82rem;
  color: #8b9bb8;
}

.footer-bottom a { color: #8b9bb8; text-decoration: none; }
.footer-bottom a:hover { color: var(--white); }
.footer-legal { display: flex; gap: 18px; flex-wrap: wrap; }

/* ---------- responsive ---------- */

@media (max-width: 980px) {
  .cards { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .trust-grid { grid-template-columns: 1fr 1fr; }
  .footer-main .container { grid-template-columns: 1fr 1fr; }
  .split { grid-template-columns: 1fr; }
  .aside-card { position: static; }
}

@media (max-width: 920px) {
  .section { padding: 60px 0; }
  .hero .container { padding-top: 64px; padding-bottom: 64px; }
  .hero::after { display: none; }

  .nav-toggle { display: flex; }

  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: stretch;
    padding: 18px 24px 26px;
    gap: 4px;
    box-shadow: var(--shadow);
  }

  .main-nav a { padding: 12px 4px; border-bottom: 1px solid var(--line); }
  .main-nav a:last-child { border-bottom: 0; }
  .main-nav .btn { margin-top: 12px; text-align: center; }

  .nav-open .main-nav { display: flex; }
  .nav-open .nav-toggle span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
  .nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
  .nav-open .nav-toggle span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }
}

@media (max-width: 600px) {
  .utility-bar { font-size: 0.72rem; }
  .utility-bar .container { gap: 8px; }
  .utility-meta { gap: 10px; }

  .cards { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: 1fr; gap: 26px; }
  .footer-main .container { grid-template-columns: 1fr; gap: 32px; }
  .form-grid { grid-template-columns: 1fr; }
  .utility-meta .u-email { display: none; }
}
